Overview
A Guide to Investing
We understand that you work hard for your money, and if you are looking for your money to now work hard for you and your future, you can benefit from our prudent value approach to investing.
As an individual investor, you’re able to take advantage of investing in our diverse range of unit trust funds and investment approaches – each with their own characteristics, benefits, investment periods and objectives.
Choosing which funds or approaches suit your unique needs depends on how much, and for how long, you’re willing to invest – as well as what returns or payments you’d like to receive from your investments.
With Prudential, you’re able to choose from, and invest in, a comprehensive range of South African funds, Offshore funds, International Unit Trusts and Income Portfolios. Our range of products and services have been selected to offer you diversity and unique investment solutions, backed by our expertise across key areas, such as Equities, Fixed Interest and Tactical Asset Allocation.
Why invest with Prudential?
We offer access to worldwide resources.
Drawing on our worldwide resources and using sophisticated investment techniques, we deliver exceptionally consistent long-term returns. We give our investors the peace of mind of knowing that they’re dealing with one of the world’s largest investment managers.
Prudential plc, the London listed insurance and financial services group, is a company incorporated and listed in London with its principal place of business in the United Kingdom. Its affiliated companies constitute one of the world's leading financial services groups, with significant operations in Asia, the US and the UK. We serve approximately 25 million customers and have £309 billion of assets under management (as at 30 June 2010). Prudential plc is one of the best capitalised insurers in the world with an Insurance Groups Directive (IGD) capital surplus estimated at £3.4 billion (as at 30 June 2010).
Understanding and responding to our customers' needs is at the heart of our business. It is something we have been doing for over 160 years. We generate sustainable value for our shareholders through a relentless focus on meeting our customers' savings, income and protection needs and a disciplined approach to investing in the most profitable growth opportunities.
The Group is structured around four main business units: Prudential Corporation Asia, Jackson National Life Insurance Company, Prudential UK and M&G.
M&G Investments Limited is Prudential’s UK and European fund management business and has £178 billion of assets under management (at 30 June 2010).
M&G Investments Limited was launched in 1931and aims to maximise profitable growth by operating in markets where it has a leading position and competitive advantage, including retail and institutional fund management, pooled pension funds, property and private finance.
Prudentials operating model allows each of our businesses to stay close to their customers within the framework of a consistent, Group-wide global approach to managing risk, capital, cash, reputation and leadership development and succession.
Prudential plc is not affiliated in any manner with Prudential Financial Inc, a company whose principal place of business is in the United States of America.
Insightful risk management
At Prudential, your interests are our priority. We understand that you don’t want to take unnecessary risks with your hard-earned money. That’s why we take modest positions, constantly measuring our portfolios against possible risks. This approach defines our commitment to prudent risk management.
We structure the level of any portfolio risk to meet our investors’ mandates and risk tolerance – as a result, an entire portfolio consisting of value shares is rare. Instead, we tilt our investments toward value shares, carefully controlling the extent of exposure, while constantly measuring and monitoring risk statistics.
Our strength and reputation is built upon a robust investment philosophy of prudent value investing, a comprehensive understanding of markets and service expertise.
Prudent value investing sees us taking an informed, thorough and bottom-up approach to understanding the difference between the price and long-term value of investments, while carefully considering risk. We aim to generate consistent returns and outperform indices, our competitors and inflation over the long-term.
Putting our clients first
We’re led by prudence and remain committed to acting on behalf of our clients’ best interests. We aspire to remain wise, perceptive and discerning, understanding that our success is the direct result of sound judgment and practical wisdom. We remain committed to approaching all of our business relationships with the utmost integrity.
Efficient client services
We believe in developing a partnership with our clients. We also focus on keeping you informed at all times and provide you with information about how your investment is doing as well as with current news and views.
Our reports and publications include:
- Valuation reports – regular valuations and income and transactions statements
- Investment reports – monthly or quarterly information on your funds, including fund and sector performance and the latest fund manager commentary
- Consider this – a quarterly newsletter providing you with interesting articles about the funds on offer and the latest industry news
- Monthly fund fact sheets – providing you with a snapshot of how the individual funds are positioned, their performance and a brief fund manager commentary
- Educational booklets – a range of informative and easy to understand booklets on topical investment subjects
How do you know which investment is best for you?
As an individual investor, you’re able to take advantage of investing in our diverse range of unit trust funds and investment approaches – each with their own characteristics, benefits, investment periods and objectives.
3 easy steps to invest with us
How to find a financial adviser
Feel free to contact us and we’ll help you to get in touch with an independent financial advisor.
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